Sep 26

Make Sure Your Retirement Savings Last as Long as You Do

Story by TIM GRANT Target date mutual funds have become the answer to a problem many retirement savers face in a world that has shifted the burden of managing retirement assets from corporations to workers who don’t always have the time or knowledge to be effective money managers. The financial services industry came to the […]

Jun 30

Social Security: 2017 Brings Changes to Full Retirement Age

by Nicole Tiggeman, Tribune News Service Every worker’s dream is having a secure retirement to enjoy the fruits of their labor. Social Security is here to help you secure today and tomorrow. Part of that commitment is ensuring you have the most up-to-date information when you make your retirement decisions. “Full retirement age” refers to […]

Jun 30

2017 brings changes to ‘full retirement age’

Story by DAVID BAIER Public Affairs Specialist at the Billings Social Security Office Every worker’s dream is having a secure retirement to enjoy the fruits of their labor. Social Security aims to help you secure today and tomorrow. Part of that commitment is ensuring you have the most up-to-date information when you make your retirement […]

Jun 30

Writing a will can be unpleasant, but it is time worth spending

Story by TIM GRANT Tribune News Service Contemplating one’s own demise is not what many people would consider a fun activity. But the time and energy spent writing a will – regardless of how young or how broke the person may be – means being able to choose what eventually happens to financial assets and […]

Apr 14

Is It Time to Downsize?

by Jesse Ramos So you’re retired, the kids are out of the house, you and your spouse finally have the place to yourself and you are ready to enjoy your retirement. The question is: do you still need a four- or five-bedroom house, with front and back yards, equipped with a swing set, sandbox, tire […]

Jan 13

Your Grandchildren’s Education

Story by David Erickson for Montana 55 If you’re thinking about putting money away to pay for college for your children or grandkids, there’s a better option than just letting it sit in a savings account. A 529 college savings plan is a program that offers tax advantages for those who want to put money […]

Jan 16

Financial Planning: Seven Sins

by Steve Darty Skillful estate planners concoct murder, boondoggling and nefarious financial ruin, then transform into their own devil’s advocate so they may exorcise the evil they’ve created. More pleasantly put, they plan for life’s unknowns. Still, most estate planning transgressions result from a recurring set of less-than-sensational failures that we can call “estate planning’s seven deadly sins.” Failing to control health […]

Oct 23

Estate Planning: Top 20 Errors to Avoid

by L. Paul Hood, Jr. We all want peace of mind, right? I firmly believe that putting your affairs in order creates peace of mind that is unrivaled. In this article, I’ll identify the “top 20” most serious mistakes that people routinely make in estate planning. This list is not in the order of seriousness; […]

Oct 23

Loans: Helping Seniors Stay in Their Homes

by Renata Birkenbuel For seniors seeking to stay in their homes while also securing much-needed repairs, NeighborWorks Great Falls offers a snappy loan program that helps strengthen the core of a neighborhood. The aptly-named Aging in Place Loan program is a subset of the Home Improvement Program Loan administered by NeighborWorks in Great Falls, a […]